What's your take-home pay in Ireland?
Enter your gross salary. See income tax, USC and PRSI broken out, and what actually lands in your account — updated for the 2026 rates.
Your take-home pay
€0
per year
- Gross pay
- €0
- Income tax
- −€0
- USC
- −€0
- PRSI
- −€0
- Net pay
- €0
Estimate only, for a single person on a Class A PRSI stamp with standard tax credits. Does not include pensions or benefit-in-kind. Verify exact figures at Revenue.ie.
Guides
PAYE, USC and PRSI explained
What each deduction actually does, with a worked example.
How to increase your take-home pay
Credits people forget to claim, and how pension relief works.
Common questions
How is this calculated? +
From your gross pay: income tax at 20% up to €44,000 and 40% above it, minus €4,000 in personal and PAYE tax credits, plus USC across four bands (0.5% / 2% / 3% / 8%), plus PRSI at 4.35% once you earn more than €352 a week. What is left is your take-home pay.
Does this include pension contributions or BIK? +
No. This tool covers standard PAYE, USC and PRSI only, for a single person on a Class A stamp. Pension contributions, health insurance BIK, and other deductions will change your real net pay.
Is this exact enough to plan around? +
It is a close estimate for a straightforward single income, built from Revenue's published 2026 rates and bands. For payroll, a mortgage application, or anything that needs to be exact, check your payslip or Revenue.ie directly.
Why does PRSI show as zero for some incomes? +
Employees earning €352 or less per week are exempt from PRSI entirely. Above that, it applies at 4.35% of gross pay.